Personal Auto Insurance
The law requires you to carry coverage for injury or damage that may arise out of the use of your auto. Your auto policy can give you the financial protection needed, should you have one of these losses. It also can provide protection for repair or replacement of your automobile, should it become damaged. Some of the coverages available under an auto policy are:
Bodily Injury - If you are deemed legally responsible for an accident, you may be required to pay for treatment of injuries suffered by others involved in the accident. This can also cover legal defense if a lawsuit is brought against you.
Property Damage - Provides coverage for damage to property that you are responsible for.
Medical Payments - Covers injuries to you or others in your vehicle at the time of the accident.
Comprehensive Coverage - Provides for damage to your vehicle from things like fire, hail, vandalism, falling objects, and animals.
Collision Coverage - Provides for damage to your vehicle from collision with another vehicle or object.
Uninsured and Underinsured Motorist Bodily Injury - Provides coverage for injuries you sustain in an accident with an uninsured/underinsured driver.
Uninsured Motorist Property Damage - Provides coverage for damage to your automobile after an accident with an uninsured motorist.
We will also check your policy to see what other coverage might be left out on your policy such as roadside assistance, towing, and rental car reimbursement should you not be able to drive your car.